Terms and Conditions

1. Acceptance of Terms

By accessing or using the website, you accept these Terms and Conditions. If you do not accept them, you must not use the website.

2. Modifications

Halvern may modify these Terms at any time. Continued use after updates are posted constitutes acceptance of the modified Terms.

3. Informational Purpose Only

Website content is provided for informational purposes only and does not constitute investment, legal, tax, accounting, valuation, or other professional advice.

4. No Offer or Solicitation

Nothing on the website constitutes an offer, solicitation, recommendation, or endorsement of any security, service, or transaction.

5. Jurisdictional Limitations

Website access and any referenced services may be restricted in certain jurisdictions. Users are responsible for compliance with local laws.

6. Limited License

Halvern grants a limited, revocable, non-exclusive, non-transferable license to use the website for lawful informational purposes, subject to these Terms.

7. Prohibited Conduct

You may not:

• Violate site security or attempt unauthorized access;

• Bypass authentication or technical controls;

• Scrape, crawl, spider, mirror, or data-mine without authorization;

• Upload malware or interfere with operations;

• Impersonate persons or entities; or

• Otherwise violate law or third-party rights.

8. Site Security Enforcement

Halvern may investigate suspected violations and may cooperate with legal authorities. Halvern may suspend or terminate access immediately where necessary to address security, abuse, fraud, or legal risk.

9. Intellectual Property

All website content and materials are owned by or licensed to Halvern and protected by applicable law. Unauthorized use, reproduction, distribution, modification, or commercial exploitation is prohibited.

10. Trademarks

Halvern names, marks, logos, and branding are proprietary and may not be used without authorization.

11. Third-Party Content

Halvern is not responsible for third-party websites, content, services, or privacy and security practices.

12. Forward-Looking Statements

Website materials may include forward-looking statements subject to risk and uncertainty. Actual results may differ materially. Except as required by law, Halvern assumes no duty to update forward-looking statements.

13. Disclaimer of Warranties

THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HALVERN AND RELATED PARTIES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OPPORTUNITY, OR GOODWILL ARISING FROM WEBSITE USE OR RELATED COMMUNICATIONS.

15. Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HALVERN'S AGGREGATE LIABILITY FOR CLAIMS RELATING TO THE WEBSITE OR THESE TERMS SHALL NOT EXCEED USD $100.

16. Indemnification

You agree to defend, indemnify, and hold harmless Halvern and related parties from claims, liabilities, losses, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, misuse of the website, or violation of law or third-party rights.

17. Injunctive Relief

Halvern may seek injunctive or equitable relief where available for misuse of intellectual property, confidential information, or security controls.

18. Limitation Period

Any claim arising from or relating to website use or these Terms must be brought within one (1) year of accrual, to the extent permitted by law.

19. Governing Law and Venue

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Disputes shall be brought in state or federal courts located in Miami-Dade County, Florida, subject to applicable law.

20. Force Majeure

Halvern is not liable for delay or failure resulting from causes beyond reasonable control.

21. Export and Sanctions Compliance

You agree not to use the website in violation of applicable export-control or sanctions laws.

22. Severability, Waiver, Assignment, and Entire Agreement

If any provision is unenforceable, the remaining provisions remain in effect. Failure to enforce does not waive rights. You may not assign rights without consent. Halvern may assign in corporate transactions. These Terms, together with applicable privacy notices and any signed agreements, constitute the entire agreement regarding website use and related communications.

23. Program Description

Halvern may send one-to-one communications by SMS, voice, and email in connection with active business communications.

24. Message Content

Communications may include call scheduling and confirmation, post-call follow-up, responses to direct questions, and operational workflow updates tied to active interactions.

25. Frequency and Fees

Message frequency varies. Message and data rates may apply according to carrier and service plans.

26. Consent

By providing contact details and opting in where required, you consent to receive communications as described. Consent is not a condition of purchase.

27. Opt-Out and Help

Reply STOP to stop SMS communications. Reply HELP for assistance. You may also contact info@halvern.com.

28. Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

29. Mobile Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be sold or shared for third-party marketing.

30. Communications Misuse

Halvern may suspend communications where misuse, abuse, legal risk, or security risk is identified.

31. How to Reach Us

For all legal and communications requests, please contact:

• Halvern LLC

• New York: 250 Park Avenue, 9th Floor, New York, NY 10017, United States

• Miami: 830 Brickell Plaza, 19th Floor, Miami, FL 33131, United States

• Email: info@halvern.com